Getting Back Onto the Road

We're getting more and more settled into our apartment, but a short trip out to the old house to move my father-in-law's toolboxes to my dad's garage made me remember some of the good times there. Good times picking berries and watching my husband turn them into freezer jam, pushing my son in his swing, and on and on.

We left our house because the furnace broke at the end of last winter and we couldn't afford to buy a new one. We had so many car repairs that needed done during the summer and fall that we couldn't save dollar one to put toward heating. We talked about refinancing the place and getting extra money to buy the furnace, but we didn't had very little equity. We had talked about selling our house but knew we probably wouldn't get enough to cover the mortgage, so we'd been sticking it out to see what would happen. What happened was that the value of our home fell again and we owed more on it than it was worth. That's when my husband agreed that even though we'd put roots down here and we had planted many trees there, we needed to say goodbye.

We moved into an apartment to make sure our son would have a warm place to live this winter and to save money to try our dream again in a few years.

So this is where we start saving for the future. Here is one of our biggest problems though. Even at the house we said no to satellite, internet, and kept our heat at 66 degrees and we have continued that but we still feel we don't have anything left to cut. We're breaking even now, but how do we save money without depriving ourselves of current happiness?

I do not believe in delaying happiness until a future day when everything is perfect because I know the future might never come. But I would like to save some money just in case I am here longer than my job. Especially because I would like to retire while I can still hike to mountain tops.

So my first goal of 2012 is to find out how much money I need to save in order to retire from this life and embark on one where I am a farmer, reader, and writer instead of a library assistant.